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Temporary Life Insurance

It’s the right choice for you if:

  • You’ve got dependent children
  • You’ve got debts that need short-term protection
  • You’re a business owner with substantial start-up costs

Advantages and features:

The premiums are guaranteed and fixed for the duration of the selected term.At the end of the policy term:

  • You can renew it without having to provide proof of good health
  • You can convert your term life insurance into permanent coverage

You can add complementary benefits such as:

  • A disability monthly benefit
  • Accidental death and dismemberment benefit
  • Accidental fracture benefit
  • Children’s insurance

Universal Life Insurance

With universal life insurance, not only will you be covered for life, but you can also grow your savings tax-free!

It’s the right choice for you if:

  • You’ve got dependent children
  • You’ve got debts that need short-term protection
  • You’re a business owner with substantial start-up costs

Advantages and features:

The premiums are guaranteed and fixed for the duration of the selected term. At the end of the policy term:

  • You can renew it without having to provide proof of good health.
  • You can convert your term life insurance into permanent coverage.

You can add complementary benefits such as:

  • A disability monthly benefit
  • Accidental death and dismemberment benefit
  • Accidental fracture benefit
  • Children’s insurance

Permanent Life Coverage

With permanent life insurance, you’ll have lifetime coverage that is more cost-effective than term insurance over the long run: 

It’s the right choice for you if:

  • You want to leave your loved ones an inheritance.
  • You want to be able to stay insured, no matter what happens to your health

Advantages and features:

You can choose to pay fixed premiums for the duration of the contract or can be fully paid-up within a specific period (e.g. 10 or 20 years). You’re covered for lifetime.

Can be purchased as a stand-alone coverage or in combination with other life and health insurance coverages. You can add complementary benefits such as:

  • A disability monthly benefit
  • Accidental death and dismemberment benefit
  • Accidental fracture benefit
  • Children’s insurance